Ready to make your dollars stretch further the first two years of your homeownership? With the temporary 2-1 Seller–Paid Buydown from New American Funding, you can take advantage of a payment rate 2% lower than the note rate for the first year of your loan and by 1% lower than the note rate in the second year. 

Don’t let higher interest rates get in the way of your dreams. With our 5-Year Rate Protection Plan, purchase knowing that if interest rates drop at any point in the next five years, we can refinance qualifying customers into a lower rate with no lender fee and no appraisal fee* the next time around. 

PROGRAM HIGHLIGHTS 

Available on conventional, FHA, and VA loans
30-year fixed-rate purchase or no-cash-out refinance loans 
Options for high-balance loans 
May be primary residence 

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This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. © New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. The advertised loan is a 30-year fixed loan with a 30-year fully amortizing term with a two-year seller paid buy-down. A portion of each monthly payment for the first 24 months will be prepaid by the seller and held by the lender to supplement the buyer’s required monthly payment. The buyer’s required monthly payment is calculated using an interest rate 2% below the note rate for the first 12 months and 1% below the note rate for the subsequent 12 months. Not available in all states. NMLS ID # 6606. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. 10/2023